access cards

Access cardholders will be eligible to 20% discount on their purchase from Fazsion website or their store. Fazsion store address is located at 77 Opebi Road, Ikeja, Lagos and the website address is https://express.fazsion.ng.


VERVE CARD PROMO


ACCESS BANK CREDIT CARDS

The Access Bank Credit Visa card is a dual-currency denominated
payment card which allows you spend and settle in naira for
domestic transactions while all your international transactions
are billed and settled in US dollars.


ACCESS BANK DEBIT CARDS

The Access Bank Credit Visa card is a dual-currency denominated
payment card which allows you spend and settle in naira for
domestic transactions while all your international transactions
are billed and settled in US dollars.


ACCESS BANK DEBIT CARDS

The Access Bank Credit Visa card is a dual-currency denominated
payment card which allows you spend and settle in naira for
domestic transactions while all your international transactions
are billed and settled in US dollars.


AMEX GOLD CARD

Introducing the Access Bank
American Express® Gold Card.


AMEX PLATINUM CARD

Introducing the Access Bank
American Express® Platinum Card.



ProductsLimit

ATMPOS/WEB

LocalInternationalLocalInternational
Visa Naira
Debit Card – Tier 1 & 2
N40,000Not AvailableN2,000,000Not Available
VISA CLASSIC CARD
N40,000Not Available
N2,000,000Not Available
VISA PRIVILEGE CARD
N40,000Not Available
N5,000,000Not Available
VISA PLATINUM CARD
N40,000Not Available
N2,000,000Not Available
VISA SIGNATURE CARD
N40,000Not Available
N2,000,000Not Available
Visa Business Debit Card
N40,000Not Available
N5,000,000
Not Available
MasterCard Debit Card
N40,000
Not Available
N2,000,000
Not Available
VERVEN40,000

Not Available
N2,000,000

Not Available

Card TypesLimit

ATMSPOS

LocalInternationalLocalInternational
Visa prepaid CardN40,000Not AvailableN2,000,000Not Available
Mastercard PrepaidN40,000Not AvailableN2,000,000
Not Available
Verve Prepaid CardN40,000Not AvailableN2,000,000Not Available
Card TypesLimit

ATMPOS/WEB

LocalInternationalLocalInternational
USD Debit CardNot Available$1,000 DailyNot AvailableUnlimited
Travel CardNot Available$1,000 DailyNot AvailableUnlimited
USD Credit CardNot Available$1,000 DailyNot Available$10,000 Daily
Card TypesLimit
Platinum Card
Not Available$2,000 DailyNot Available$50,000
Gold Card
Not Available$1,000 DailyNot Available$20,000
Card TypesLimit

ATMSPOS

LocalInternationalLocalInternational
NGN Credit CardN40,000
Not Available
N200,000
Not Available
USD Credit CardNot Available$1,000 Daily
Not Available$10,000 Daily

more about  access cards

Access Bank offers a bouquet of card products for individual and corporate customers under the major card schemes – Visa, MasterCard, and Verve. Our electronic payment cards are available in the following variants:

Access Bank offers a bouquet of card products for individual
and corporate customers under the major card schemes –
Visa, MasterCard, and Verve. Our electronic payment cards
are available in the following variants:

  •  Credit Cards – VISA
  •  Debit Cards – VISA, Verve, MasterCard
  •  Prepaid Cards – VISA, Verve, MasterCard

Access Bank offers a bouquet of card products for individual
and corporate customers under the major card schemes –
Visa, MasterCard, and Verve. Our electronic payment cards
are available in the following variants:

Early Savers

access morecards benefits

Access Bank offers a bouquet of card products for individual and corporate
customers under the major card schemes – Visa, MasterCard, and Verve.

More About Access Cards

Access Bank offers a bouquet of card products for individual and corporate customers under the major card schemes – Visa, MasterCard, and Verve.

The Classic service runs on Java-enabled phones and Smartphones (iPhone, Android, Blackberry). You can carry out the following transactions on the Classic service:
  • Funds Transfer (Inter-Bank & Intra-Bank)
  • Bills Payment
  • Phone Airtime Purchase
  • Balance Enquiry
  • Mini Statement

Dual Transaction Service (DTS) is a virtual naira credit card service tailored for pre-approved Access Bank customers. It allows them to access a credit line directly through their existing Access Bank debit cards, without the need for any paperwork.

DTS offers a seamless, instant, and convenient experience for both activation and usage of the DTS credit card, enabling customers to meet their financial needs effortlessly.
 

How to Activate the Dual Transaction Service

PROCESS FLOW - USSD

  • Dial the code - *901*14#
  • Input ‘1’ to agree to the ‘terms and conditions’
  • Click ‘send’
  • Account gets activated within 48hours
  • You can now access their credit limits on the ATM/POS by selecting ‘Credit’

PROCESS FLOW - Access More App

  • Log in to AccessMore App and go to “Cheques & Cards”.
  • Then select “DTS” – ‘The DUO platform opens’
  • Agree to the ‘terms and conditions’ and click ‘Next’
  • Create a 4-digit PIN
  • Account gets activated within 48hours
  • You can now access their credit limits on the ATM/POS by selecting ‘Credit’.

The Visa credit card is a dual currency denominated payment card which allows you spend and settle in naira for domestic transactions, while all your international transactions are billed and settled in US dollars. However you also have the option to settle your dollar spend/bills in Naira subject to the prevailing exchange control regulations.

With your Credit card, you don't have to wait for pay day. Simply pay for it your way, whenever you want it.

Naira Credit Card

  • Naira denominated credit card

  • Accepted at over 2 million ATMs and 30 million merchant locations, across over 220 countries globally

  • Interest free period of up to 40 days

  • Verified By Visa (VbyV) additional security for online transactions

  • Up to 50% of net monthly salary can be availed as credit limit.

  • No collateral required for salaried employees

  • Minimum monthly repayment of 15% of outstanding balance

  • No need to source for FX to repay bills

  • Available in classic variant and supplementary cards available

*** TERMS & CONDITIONS apply.

  • Access Prepaid is a reloadable payment card product that can be funded and used for transactions across multiple channels i.e. ATM, Point of Sale (POS) terminals, Internet, Mobile and Telephone orders.
  • Access Prepaid cards are issued to both individuals and corporates and is available in VISA, Verve and MasterCard variants.
  • The Verve Prepaid variant can be used on all terminals (PoS, ATM & Web) in Nigeria only.
  • The Visa variant is available in four currencies; NGN, GBP, USD and Euro. Both card variants can be used at over 30 million merchants, 2 million ATMs and 220 countries of the world.
  • The MasterCard variant is only available in Naira at the moment, but can be used both locally and abroad. Co-branding options are available for all card schemes (MasterCard, VISA & Verve).
Please see use case options for both individual and corporates;
S/N   INDIVIDUAL CORPORATES
1 Utility/Expense Card Payroll Cards for Salary disbursements
2 Shopping Card Travel and Entertainment allowance disbursements
3 Identity Cards Identity Cards for students and other associations (e.g Nigeria Bar Association)

USD Credit Card

  • US Dollars denominated card

  • Accepted at 2 million ATMs and 30 million merchant locations, across over 220 countries globally

  • Interest free period of up to 40 days

  • Minimum monthly repayment of 15% of outstanding balance

  • Available in Gold, Platinum and Infinite variants.

  • Issued as a secured or unsecured credit card

  • Available in Classic, Gold, Platinum and Infinite variants.

  • Verified By Visa (VbyV) additional security for online transactions

  • Pay for domestic spends in Naira and international spends in US Dollar

  • Supplementary cards available

  • Card limit per variant:

    1. Classic - 0 to $10,000

    2. Gold - $10,001 to $20,000

    3. Platinum - $20,001 to $50,000


Getting started with your Visa Credit Card

  • Collect your card, pin and VbyV pin from the branch.
  • Call our contact centre on 01-2712005-7 for cardholder authentication and card activation.
  • Note that some of the information provided by you during the application process will be required during the activation process.
  • Your Credit card is accepted in over 30 million merchant locations, 2 million ATMs in 220 countries.
  • Credit Card Support:  To provide you with the best of service reliability and functionalities, our 24/7 contact center in partnership with the Visa Global Customer Assistance Services (GCAS), provides proactive customer assistance to our cardholders globally on issue resolutions, enquiries etc.

*** TERMS & CONDITIONS apply.

Get in touch with us

You can reach us at any time via the following channels

Phone: 0201-2712005-7, 0201-2273000-9 or 07003000000,02012802500.

Latest News

ACCESS BANK PLC COMPLETES THE ACQUISITION OF STANDARD CHARTERED BANK ANGOLA S.A AND STANDARD CHARTERED BANK [SIERRA LEONE] LIMITED Access Bank UK Expands Footprint with New Hong Kong Branch Access Holdings Donates Over ₦1 Billion to Support Flood Relief Efforts in Maiduguri Access Bank PLC obtains approval-in-principle to establish a banking subsidiary in Namibia. Access Pensions Limited merges with ARM Pensions Managers (PFA) Limited and becomes Access ARM Pensions Limited.