Current Account

• N10,000 minimum opening.
• Zero minimum daily balance.
• N1/mille maintenance fee.
• Allows direct debit/standing order instruction.
• Third party transactions allowed.
• Cheque booklet.
• Availability of overdraft facility for qualifying customers.

• Account is online real time.
• Free Financial Advisory Services.
• Earn interest (Diaspora Savings) on account balances.
• Monitor account activities at the comfort of your home or office through the internet.
• Third party withdrawals.

The requirements for Diaspora Savings, Diaspora Naira Current and Diaspora Domiciliary are the same, and includes:

• Duly completed account opening form including signature mandate section.
• 1 Passport Photograph

• Proof of Identity: A notarized/sighted copy of any one (1) of the following Identification:

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  • A valid Nigerian passport
  • A valid International/foreign passport – supported by proof of Nigerian origin (Birth certificate, expired/valid
  • Nigerian passport or driver’s license, etc.)
  • A valid Nigerian driver’s license

• Proof of Residential Address: A notarized/sighted copy of any one (1) of the following:

  • Duly filled Banker's Confirmation
  • Copy of utility bill issued within the last three months showing the same address as supplied.
  • Bank/Credit statement issued within the last three months showing customer address

• References (Diaspora Naira Current and Domiciliary accounts): Two acceptable references using either of the following options:

  • Option 1:

  • An independent reference letter obtained from current bankers (foreign) and
  • A signed reference form by an Attestor of Nigerian origin who maintains a current account with a Nigerian Bank.

  • Option 2:

  • Two signed reference forms by Attestors of Nigerian origin who maintain a current account with a Nigerian Bank.
• Indemnity: Duly executed indemnity form (for Email, Fax and Scanned Documents)
• For Joint accounts: A notarized copy of marriage certificate is also required along with all other necessary documents as stated above.
• BVN of signatory(ies)
• AML risk assessment
• FATCA form (if customer is residing in the USA)