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Everyday Banking

Whatever the need, it only requires an EVERYDAY BANKING ACCOUNT.

Open an account

This is a special account designed for meeting the financial and lifestyle needs of the upwardly mobile Employee and Affluent Professional.

It grants salary earners access to various forms of financing support: Pay Day advance  in less than 10 minutes, Personal loans, Advance for school fees, Vehicle Finance, Home Loans, Maternal Health services Support(MHSS), the first of its kind financing for women in NIgeria.

It also comes in two variants: current and savings.


No opening balance
No minimum balance required
No account maintenance fee
No maximum monthly turnover
Availability of cheque book
Availability of Naira credit card
Different variants of Debit Card based on the customer’s preference
Access to alternate channels e.g. online, mobile & telephone banking
Allows direct debit instructions
Third party transactions allowed
Automated Salary Advance up to 50% of net monthly salary (via USSD code *901*11# or www.mypayday.ng)
Access to an array of loan offerings such as personal loans, advance for school fees, vehicle finance, mortgage, M.H.S.S.
All other transactions are charged at banks approved rate


  • Letter of introduction from the organization
  • Means of identification
  • Copy of Staff ID
  • I passport photograph
  • Residence Permit (Foreigners)

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