You can enjoy tiered interest rates; meaning the larger the balance, the higher the interest earned. Interest earned per annum accrues daily on available credit balance and is payable monthly.

     SIGN UP     
You are Here:     Home - Personal Banking - Savings & Investment - DiamondXtra Account


  • The season will run from February to December 2019.
  • Over 4,950 customers to win a total of ₦433.2 million.
  • 1 customer will be rewarded with the star prize Salary 4Life from each quarterly draw (Each winner will earn N 100,000 every month for the next 20 years).
  • 3 quarterly draws will be held this season where winners will emerge from every directorate.
  • Prizes to be won include: Education Allowance for 5 years, Rent for a year, Loyalty prize, N1,000,000, N500,000 and lots more

*Prizes not collected after 6months would be forfeited.

Existing Customers - Just increase your DiamondXtra account balance with a minimum of N5,000 every month.

New customers - Dial *901*5# to open a DiamondXtra account now or visit any Access Bank branch. You can open a DiamondXtra account with a minimum of N5,000 and increase your balance with a minimum of N5,000 every month.

The more multiples of N5,000 you save, the higher your chances of winning.

Don't be left out; be a winner in the DiamondXtra Season 11 reward scheme today!!!

Value-added benefits right for you

  • Earn competitive interest on your daily balance paid every month.
  • (Interest is forfeited if more than 4 withdrawals are made in a month).
  • Deposit cheques from other banks directly into your account.
  • Deposit dividend warrants directly into your account.
  • Use your cheque-book to make personal withdrawals at any Access branch for free.
  • Access to quality healthcare for just N6,000 annually.
  • Bank at any Access branch and withdraw cash from any ATM nationwide for free.


To enjoy amazing benefits on the HealthXtra Insurance plan, Access Bank has partnered with Hygeia HMO Limited (Hygeia), the leading Health Maintenance Organization (HMO) in Nigeria and the first accredited HMO in Nigeria regulated by the National Health Insurance Scheme. With the HealthXtra plan, you no longer have to pay out of pocket for basic ailments like malaria, typhoid, upper respiratory tract infection etc. for a year. This new add-on service will be made available to you for just N6,000 per annum! 

Additional Services


Bank anytime, anywhere 24/7 on the go with our channels

SMS notifications and alerts on all transactions

  • Access Bank In-branch Banking
  • Access Bank Online Banking
  • Access Bank Mobile Banking
  • Access Bank Line Call Centre

N5, 000 is all it takes to start

  • Only N5, 000 minimum opening balance

Save with DiamondXtra and stand a chance to win Salary4Life®

We are rewarding over 4950 customers from February to January 2020. DiamondXtra customers with a minimum of ₦5,000 in their account will have the chance to win Salary4Life, Education allowance for 5years, Rent for a year, Senior citizens prize and lots of other exciting cash prizes in our Monthly draws, Quarterly draws, Targeted draws, Senior Citizens draw. The lucky customers that win Salary 4 Life will earn N100, 000 every month for the next 20 years.