DiamondXtra Mega draws is bigger and better! Open a DiamondXtra account and stand a chance to become a millionaire this December.

Dial *901*5# to Get Started
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DiamondXtra Mega Draw

  • End your year as a millionaire! This December we will be giving out ₦1,000,000 every day from the 6th of December till the 24th of December.
  •  And on Christmas day, 2 lucky people will win ₦10,000,000 cash prize and salary for life.
  •  To qualify for the daily draws, open a DiamondXtra account, and fund with a minimum of ₦50,000 or more.
  •  For every ₦50,000 you save, you increase your chances of becoming a Millionaire in the DiamondXtra Mega Draws!
  • To open a DiamondXtra account, just dial *901*5# and if you have an existing DiamondXtra account; just dial *901# to fund your account with ₦50,000 or more.

Quarterly Draws

  • The season officially launched in August 2021.
  • Over 2,000 customers to win a total of hundreds of millions in rewards
  • 1 customer will be rewarded with the star prize of Salary 4Life (Winner will earn ₦100,000 every month for the next 20 years).
  • Other prizes to be won in the draws  include : Rent for a year for 14 winners, Family health coverage for 7 families, cash prizes of  ₦1,000,000, ₦500,000,  ₦100,000, ₦50,000,etc. loyalty prizes and lots more
  • DiamondXtra Cluster draws will be held for customers in various associations, market, clubs etc. and customers in any of these clusters stand a chance to win cash prizes ranging from ₦10,000 to ₦50,000 .
  • This season will also feature segmented draws for Women and Senior Citizens
  • One lucky woman will win the star prize of ₦1,000,000, while 9 others will win cash prizes of ₦250,000 each
  • Ten  senior citizens  will  win ₦350,000 each and a star prize of ₦1,000,000


Existing Customers - Just increase your DiamondXtra account balance with a minimum of ₦5,000 every month.

New customers - Dial *901*5# to open a DiamondXtra account now or visit any Access Bank branch. You can open a DiamondXtra account with a minimum of ₦5,000 and increase your balance with a minimum of ₦5,000 every month.

The more multiples of ₦5,000 you save, the higher your chances of winning.

  • Don't be left out; be a winner in the DiamondXtra Season 13 reward scheme today!!!

DiamondXtra Women Draw

In special recognition of our women, the 'W' banking team will be holding a special draw for female DiamondXtra customers. One lucky woman will win the star prize of ₦1,000,000, while 9 others will win cash prizes of ₦250,000 each.

To qualify for this draw, all you have to do is to open a DiamondXtra account by dialing *901*5# and fund with at least ₦5,000.

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Value-added benefits right for you

  • Earn competitive interest on your daily balance paid every month. (Interest is forfeited if more than 4 withdrawals are made in a month).
  • Deposit cheques from other banks directly into your account.
  • Deposit dividend warrants directly into your account.
  • Use your cheque-book to make personal withdrawals at any Access branch for free.
  • Bank at any Access branch and withdraw cash from any ATM nationwide for free.


To enjoy amazing benefits on the HealthXtra Insurance plan, Access Bank has partnered with Hygeia HMO Limited (Hygeia), the leading Health Maintenance Organization (HMO) in Nigeria and the first accredited HMO in Nigeria regulated by the National Health Insurance Scheme. With the HealthXtra plan, you no longer have to pay out of pocket for basic ailments like malaria, typhoid, upper respiratory tract infection etc. for a year. This new add-on service will be made available to you for just N6,000 per annum! 

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Additional Services


Bank anytime, anywhere 24/7 on the go with our channels

SMS notifications and alerts on all transactions

  • Access Bank In-branch Banking
  • Access Bank Online Banking
  • Access Bank Mobile Banking
  • Access Bank Line Call Centre

N5, 000 is all it takes to start

  • Only N5, 000 minimum opening balance

Save with DiamondXtra and stand a chance to win Salary4Life®

We are rewarding over 2000 customers this season. DiamondXtra customers with a minimum of ₦5,000 in their account will have the chance to win Salary4Life, Rent for a year, Senior citizens prize and lots of other exciting cash prizes in our Monthly draws, Targeted draws, Senior Citizens draw. The star prize winner of  Salary4Life will earn ₦100,000 every month for the next 20 years.