Access Money Wallet

It provides access to a wide range of financial services offered by the Bank and access to all the Bank’s branches and agents nationwide.

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Access Money Wallet

Access Wallets Account is a product that combines both financial and telecommunication services via all registered mobile network and phone type. It is an electronic wallet service, which allows registered customers to carry out financial transactions on their mobile devices.


  • Instant account opening and operation via *901#
  • Compatible with any phone
  • Instant value and transfer notification
  • Safe and secured digital banking
  • Access to loans and card services


  • Bill Payment
  • Funds transfer
  • Bulk payment services
  • Access to loans and card
  • Mini statement generation

Interaction Channels

  • USSD Self service
  • Access CLOSA agents
  • Branch services
  • MTN MOMO agent
  • Access Bank Customer care


Fund and Transfer to Win Big on Access Wallet Account:

Fund your account and make transfers using your Access money Wallet to stand a chance to win every week.
  • This promo will run from June to September 2020.
  • Customers will be rewarded weekly
Do not be left out; be a winner in the Access wallet account reward scheme today!
These offers are open to all existing customers.

Awoof Berekete:
This is a savings reward scheme where customers can win:
  • 20% cash back on transfers
  • 10 times (10x) cash back on amount saved
20% cash back on transfers:
  • Get 20% cash back (up to NGN1,000) when you transfer money  from your Access wallet account 
  • Get your reward in 24 hours.
  • Winners will be notified via SMS/ Phone call
X10 wins on savings:
  • Get 10 times your initial deposit (up to NGN10,000) when you fund your Access money wallet and  save for 7 days
  • Winners will be notified via SMS/ Phone call.

Frequently Asked Questions (FAQs)

No, you do not need any airtime to open an Access Wallets Account
Simply dial *901# and select “Open Wallet Account without BVN” and follow the instructions.
Yes, your Access Wallets debit card can be used for POS transactions and on all ATM
Yes, simply dial *901#, Select transfer and follow the prompt
Simply dial *901# from your registered mobile number on AWA, and select check balance.
You can fund your Access Wallet Account via the funds transfer menu on your Access Bank Mobile app, instant transfers through other banks or visit any Access CLOSA Location, Access Bank branch, MTN MOMO Agent location to make deposits.
       - Access CLOSA Location
       - Any Access Bank Branch
       - Any MTN MOMO Agent location
       - Via the ATM
       - Simply dial *901# from your registered mobile number, and select other services
       - Select Enquiries
       - Select Mini Statements
       - Enter your PIN
        - Customer dials *901#
        - Choose Option 2, to change PIN with no debit card
        - Enter your date of birth in the format DDMMYYYY
        - Enter your account number
        - Create your PIN
Your money is safe because your Access Wallets Account is protected by your PIN. Replace your SIM card from your network provider. Once you activate your Access Wallets Account menu, using your PIN, you will be able to access your Access Wallets Account again.
-  They are only allowed to transfer N20,000 per single transaction; transfers above this limit can be made with the use of token. This can be requested at the branch.
  • Daily cumulative transfers of N50,000 for Access Wallets Account Tier 1
  • Daily cumulative transfers of N200,000 for Access Wallets Account Tier 2
  • Daily cumulative transfers of N500,000 for Access Wallets Account Tier 3